Independent AML Audits
Your compliance matters. Our audits make it stronger.

KLK Inc. delivers independent AML audits, quarterly program testing and AML staffing solutions for MSBs, check cashers and payment institutions.

Comprehensive, regulator-ready evaluations

Quarterly AML Program Testing

Ongoing validation of control effectiveness

AML Staffing

Skilled professionals integrated seamlessly into your operations

Independent. Focused. Regulator-Trusted.

KLK Inc. is a specialized AML audit and compliance firm focused on helping non-bank financial institutions maintain effective, regulator-aligned AML programs. We combine independent assessments, structured testing, and qualified staffing to ensure compliance functions are not just operational but optimized for regulatory scrutiny.

We partner with institutions that face complex AML realities — high transaction volumes, diverse customer risk, and evolving regulatory expectations. Our work ensures that every control framework operates as intended and remains aligned with examiner standards.

Each engagement is driven by audit discipline, operational insight, and regulatory expertise. We balance precision testing with practical, real-world understanding to help clients strengthen compliance efficiently and without disruption.

We deliver independent, fact-based reviews supported by clear recommendations and confidential guidance.
Our goal is measurable improvement, sustained compliance performance, and regulator-trusted assurance at every stage.

We don’t just assess compliance — we reinforce it.

KLK’s clients gain independent assurance, expert guidance and a partner dedicated to making AML programs stronger, more resilient and fully regulator-ready.

We focus on industries where compliance precision matters most.

Trusted by Regulators. Chosen by Compliance Leaders.

Exclusive Focus on AML Audits, Testing and Staffing

We dedicate our full attention to AML and financial crime compliance. Unlike general auditors, our teams live and breathe AML, ensuring every review, test, or staffing solution is executed with precision and deep understanding of regulatory expectations.

Deep Expertise in Non-Bank Financial Sectors

From MSBs to check cashers and payment institutions, KLK brings sector-specific insights. We know the risks, the operational challenges, and the regulatory nuances, so our guidance is always relevant and practical.

Clear, Actionable Reporting Tailored for Exam Readiness

Our audit and testing reports aren’t just technical checklists. They provide concise executive summaries, detailed findings, and a roadmap for corrective action — all structured to support regulatory exams and internal decision-making.

Confidential Process and Experienced Senior Oversight

Every engagement is handled with discretion and senior-level attention. Our clients benefit from experienced auditors and compliance professionals who ensure accuracy, integrity, and confidentiality at every stage.